If you’re moving money into or out of an Arizona Financial Credit Union account, the first thing most people scramble to find is the routing number. Routing number 322172797 handles both ACH transfers and wire transfers and is the number you’ll use for direct deposits.

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Headquarters: Phoenix, Arizona · Members served: more than 145,000 · Primary services: banking, mortgages, credit cards, car loans · Federally insured: Yes

Quick snapshot

1Confirmed facts
2What’s unclear
  • Exact branch-by-branch hours not publicly listed
  • No SWIFT code in use; wires handled differently
  • Member count exact figure varies by source
3Timeline signal
  • Forbes ranked AZFCU #1 Credit Union in Arizona for 2024 (Arizona Financial Official)
  • Routing number 322172797 remains primary across official channels (Arizona Financial Official)
4What’s next
  • Verify routing before each transaction—numbers can change
  • Online banking login at www.azfcu.org/dbank/live/app/login/consumer

Key operational details for Arizona Financial Credit Union span routing numbers, phone support, and branch locations across Metro Phoenix.

Label Value
Headquarters Phoenix, Arizona
Website www.arizonafinancial.org
Login Portal www.azfcu.org/dbank/live/app/login/consumer
Members more than 145,000
Federally insured Yes — NCUA
Primary routing 322172797

Arizona Financial Credit Union routing number

Arizona Financial Credit Union uses three routing numbers depending on what you’re doing. The primary one is 322172797, which handles both ACH transfers and wire transfers and is the number you’ll use for direct deposits (Arizona Financial Official – Mobile Banking).

How to find the official routing number

The most reliable path is to log into online banking and pull the Direct Deposit Form from the Additional Services menu (Arizona Financial Freshdesk Support). If you don’t have an account yet, the credit union’s official routing page at arizonafinancial.org also lists the numbers directly (Arizona Financial Official – Routing).

Why routing numbers matter for transfers

Routing number 122106109 supports ACH transfers but does not work for wire transfers, while 122105935 serves a smaller subset of transactions (Wise Routing Database). Using the wrong number can cause a transfer to fail or land in a holding state—Wise recommends always confirming with the institution before sending funds (Wise Routing Database).

What to watch

Routing numbers are associated with the address 333 North 44th Street, Phoenix, AZ 85008 (Remitly Routing Reference). If a transaction asks for a SWIFT code, Arizona Financial does not have one—wire transfers are initiated in-branch or by calling 602-683-1000 on weekdays (Arizona Financial Official – Routing).

Always verify routing numbers with the institution before making transactions.

Arizona Financial Credit Union phone number

The main member service line is 602-683-1000, available during standard business hours (Arizona Financial Official – Contact). If you’re outside the Phoenix area or prefer not to pay for a long-distance call, the toll-free number is 800-523-4603, available around the clock (Arizona Financial Official – Contact).

Main contact numbers

Beyond the main line, Arizona Financial runs a TouchTone 24 automated system at 602-683-1234 locally or 800-523-4035 toll-free for members who need account info outside staffed hours (Arizona Financial Official – Contact).

Department-specific lines

  • Online banking assistance: 602-683-1720 (Arizona Financial Official – Contact)
  • Bill Pay / Quicken / QuickBooks support: 602-683-1088 (Arizona Financial Official – Contact)
  • Report account fraud (business hours): 602-683-1768 (Arizona Financial Official – Contact)
  • TTY Relay (hearing impaired): 602-683-1141 (Arizona Financial Official – Contact)
  • Business account support: 602-683-1000, then select option #2 (Arizona Financial Official – Contact)

Lost or stolen Visa debit card? Call 602-683-1000 during business hours or 866-599-5615 after hours (Arizona Financial Official – Resources). Secure chat is available within online banking on weekdays from 9 a.m. to 6 p.m. (Arizona Financial Official – Contact).

The upshot

For Phoenix Metro members, 602-683-1000 is the workhorse number for almost everything. If you’re sending a wire or managing a business account, keep it handy.

Arizona Financial Credit Union locations

Arizona Financial operates branches across the Phoenix Metro area with additional locations in western Arizona. The main headquarters sits at 333 N 44th St, Phoenix, AZ 85008 (Arizona Financial Official – Locations), and the mailing address for deposits is PO Box 60070, Phoenix, AZ 85082-0070 (Arizona Financial Official – Contact).

Phoenix area branches

  • 16th Street Branch: 1505 E. Southern Ave., Phoenix, AZ 85040 (Arizona Financial Official – Locations)
  • Ahwatukee Branch: 15625 S. 48th St., Phoenix, AZ 85048 — includes drive-thru (Arizona Financial Official – Locations)
  • Biltmore Branch: 3178 E. Camelback Road, Phoenix, AZ 85016 — includes drive-thru (Arizona Financial Official – Locations)
  • Deer Valley Branch: 2650 W. Ross Drive, Phoenix, AZ 85027 — includes drive-thru (Arizona Financial Official – Contact)

Scottsdale and Avondale sites

  • Avondale Branch: 13085 W. McDowell Road, Avondale, AZ 85392 (Arizona Financial Official – Locations)
  • Chandler Germann Branch: 2200 S. Gilbert Road, Chandler, AZ 85286 — includes drive-thru (Arizona Financial Official – Contact)

Branch finder tool

The official branch finder at arizonafinancial.org/locations lists all locations with addresses and some amenity details. For hours, branches generally open Monday through Friday 9 a.m. to 6 p.m., with select locations open Saturday mornings (Arizona Hispanic Chamber Directory).

The catch

Arizona Financial does not publish detailed per-branch hours on its public site. The safest bet before visiting is to call ahead—602-683-1000—rather than assume standard hours across all locations.

Arizona Financial Credit Union login

The online banking portal lives at www.azfcu.org/dbank/live/app/login/consumer, and it’s where members handle transfers, pay bills, and pull direct deposit forms (Arizona Financial Official – Mobile Banking).

Online banking portal

Log in with your username and password. If you have trouble authenticating, the online banking assistance line at 602-683-1720 is staffed during business hours (Arizona Financial Official – Contact). Secure email and chat are also available through the portal on weekdays (Arizona Financial Official – Contact).

Forgot login steps

The login page includes a password reset flow. If that doesn’t work, call 602-683-1720 for direct support. For Quicken and QuickBooks sync issues, call 602-683-1088 (Arizona Financial Official – Contact).

Mobile app access

Mobile access is available through the online banking portal. To get a direct deposit form, log in and navigate to Additional Services > Direct Deposit Form (Arizona Financial Freshdesk Support).

Arizona Financial Credit Union near me

Most of Arizona Financial’s 12 Metro Phoenix locations cluster around Phoenix proper, with strong coverage in Chandler, Surprise, and Avondale (Arizona Hispanic Chamber Directory). Outlying branches in Fort Mohave and Parker serve western Arizona communities.

Phoenix Metro coverage

Within Phoenix, branches span the 16th Street corridor, Ahwatukee, Biltmore, and Deer Valley. Most of these have drive-thru lanes—a detail that matters if you’re depositing a check during a lunch break (Arizona Financial Official – Locations).

Scottsdale specifics

The Biltmore Branch at 3178 E. Camelback Road serves the central Phoenix and Camelback corridor, which is close enough to Scottsdale for many members to consider it a nearby option. For dedicated Scottsdale branch info, check the official locator (Arizona Financial Official – Locations).

Avondale branch info

The Avondale Branch at 13085 W. McDowell Road is the primary location serving west-valley members. It’s part of a cluster that also includes the Surprise Branch at 15460 N. Reems Road, Surprise, AZ 85374, both with drive-thru access (Arizona Financial Official – Locations).

Why this matters

The Equal Housing Lender designation applies across all Arizona Financial branches. If you plan to visit, verify the specific branch hours by calling ahead—branch hours can vary from the general Monday–Friday 9 a.m.–6 p.m. schedule, and some Saturday hours differ between locations.

Routing and wire transfer specifications

Three routing numbers in use, differentiated by transaction type and capability.

Routing Number ACH Transfers Wire Transfers Direct Deposit Source
322172797 Yes Yes Yes Arizona Financial Official
122106109 Yes No Yes Wise
122105935 Yes No Yes Remitly

Members should use 322172797 for any transaction requiring both ACH and wire capability.

Arizona Financial Credit Union does not use SWIFT codes. To send a wire, visit a branch or call 602-683-1000 on weekdays between 9 a.m. and 6 p.m. (Arizona Financial Official – Routing). To order checks, call Harland Clarke at 800-355-8123 and reference routing number 322172797 (Arizona Financial Official – Checking).

“Arizona Financial’s routing number is 322172797.”

— Arizona Financial Credit Union, Official Website

“Always verify routing numbers with your bank before making transactions.”

— Wise, Fintech Provider

Related reading: Progressive Insurance Phone Number

Additional sources

arizonafinancial.org, arizonafinancial.org, arizonafinancial.org, arizonafinancial.org

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Frequently asked questions

What services are available at Arizona Financial Credit Union?

Arizona Financial offers checking and savings accounts, mortgages, credit cards, car loans, and online banking. It was ranked the #1 Credit Union in Arizona for 2024 by Forbes (Arizona Financial Official).

Is Arizona Financial Credit Union open to non-Arizonans?

Credit unions typically serve members based on geographic area, employment, or affiliation. Check eligibility requirements on the official site at arizonafinancial.org.

How does Arizona Financial compare to banks?

As a credit union, Arizona Financial is not-for-profit and member-owned, which often translates to lower fees and competitive rates on loans. It is federally insured through the NCUA up to $250,000.

What are the fees at Arizona Financial Credit Union?

Fee structures vary by account type. Specific fee schedules are available in the online banking portal or by requesting account terms from 602-683-1000.

Does Arizona Financial Credit Union have a mobile app?

Mobile access is available through the online banking portal at www.azfcu.org/dbank/live/app/login/consumer, where members can manage accounts, transfer funds, and pull direct deposit forms.

How to join Arizona Financial Credit Union?

Membership eligibility is based on geographic location or workplace affiliation within Arizona. Visit arizonafinancial.org or call 602-683-1000 for current membership requirements.

What is the history behind Arizona Financial Credit Union?

Arizona Financial, formerly known as Arizona Federal, serves more than 145,000 members across Arizona with 12 Metro Phoenix locations and branches in Fort Mohave and Parker. It is federally insured and recognized for its member-focused approach.

For anyone routing money in or out of Arizona Financial Credit Union, the key decision point is straightforward: use routing number 322172797 for any transaction that requires both ACH and wire capability. Call 602-683-1000 if you’re unsure—it’s faster than chasing a failed transfer.